Distroo Insurance Protection

Insurance Guides & Articles

Plain-language guides on health, life and business insurance, claims, renewals and building an Advisor career.

An Advisor explaining a health insurance policy schedule to a family

Deductibles, Co-Payments and Room Rent Limits in Health Insurance, Explained

An Advisor discussing term life cover options with a young couple

Term Insurance vs Whole Life Insurance: Which Protects Your Family Better?

Insurance Advisors planning their client reviews in a modern office

How Insurance Advisors Can Build a Practice That Grows by Referral

Business partners discussing risk cover in a modern office

Key Person Insurance and Directors' Liability Cover: Two Different Protections for SMEs

An Advisor guiding a family through the cashless claim process at a hospital

Cashless Hospitalisation Claims: A Step-by-Step Guide for Planned and Emergency Admissions

A doctor speaking with a patient in a clinic about a long treatment plan

Critical Illness Cover vs Health Insurance: Why the Two Do Different Jobs

A father and daughter smiling in a garden at home

Family Floater vs Individual Health Insurance: Which Suits Your Household?

A senior woman smiling at home with a cup of tea

Senior Citizen Health Insurance: Waiting Periods, Co-Pay and What to Check

A person reviewing income documents with an Advisor for a term insurance application

Why Insurers Ask for Income Proof on High-Value Term Plans

A secure workspace with dashboards used for managing data protection

Cyber Insurance for Indian Businesses: What It Covers and What It Does Not

An Advisor and customer reviewing insurance options together on a tablet

Advisor-Led Insurance vs Online Aggregators: What Customers Actually Need

An Advisor reviewing a claim rejection letter with a policyholder

When a Health Claim Is Rejected: Reasons, Your Rights and Next Steps

Restoration Benefit in Health Insurance: How It Works and Where It Falls Short

Joint Life Term Insurance for Couples: Benefits and Limits

Group Health Insurance for Startups: A Practical Guide for Founders

Insurance for High-Net-Worth Families: From Individual Policies to a Protection Plan

Death Claim Settlement Checklist for Nominees and Families

Standard Fire and Special Perils Insurance: Protecting a Factory or Warehouse

Maternity Cover in Health Insurance: Waiting Periods, Limits and Newborn Benefits

Return of Premium Term Plans: The Math Behind the Refund

Cleaner Onboarding for Insurance Advisors: Fewer Proposal Errors, Fewer Delays

Marine Cargo and Transit Insurance: Protecting Goods in Movement

Accidental Disability and Critical Illness Riders: When to Add Them to Term Cover

Insurance Ombudsman in India: How to Escalate an Unresolved Complaint